Monday, July 20, 2009

Health care reform rule one: Buy your own damned insurance

STOP THE PRESSES!! There’s a new poll out indicating that 61 percent of Americans think that the cost of health care is the biggest problem facing the nation. So to bring down the cost, the government is going to make health care “free.”

Try that formula with any other commodity. The problem with Coke is that it costs too much. The want for Coke in America has been transposed into an absolute right. So the government decided that Coke should just give its product away. After about 24 hours, you couldn’t find a Coke anywhere. Soon black market (or wise Latina women market) Coke dealers began popping up. You had to get on a year long waiting list to get your ration of Coke. After a few months of giving its product away, Coke went broke. The government stepped in to take Coke over. Soon after, Coke’s began to taste like Tonic Water - then just like water. Finally, demand for Coke dried up and in response to that shrinking market the government increased production.

I think that health care costs too much because someone else is usually paying. Take the family out to dinner and say, “we’re on a budget. Get whatever you want as long as you pay for it or have the cost deducted from your allowance” and see what the bill comes to. Then take the family out and say, “we just had a wind fall. Dinner tonight is on me. Get whatever you like” and compare that bill to the first scenario. Then throw in a lawyer or two who will sue dad if jr. doesn’t get lobster bisque with his unlimited prime rib and crab legs.

And I’m not just talking about government paying here either. Why is it that we expect the company we work for to provide our health insurance? Wouldn’t it be better and cheaper if we could get a bit more money from the company then band together with like-minded people all across the country for our health care? If you’re 45 married with six kids you may want a more extensive policy than the 22 year old who lives at home in mom’s basement.

Why does the company have to provide these two with the exact same coverage? I know I never even considered spending a nickel on health care when I was youngster. Why? I was alone and healthy. The one time I thought I did need to see a doctor, I was charged over a $100, told to take some aspirin and call back if the problem persisted.

Lex health care reform:

Buy your own damned health care insurance.
If you sue a doctor and lose, you are on the hook for the cost of the court case.
People who cannot afford health care and are LEGAL American citizens can report to certain free clinics for treatment.

We’re being told that there are 40 something million uninsured so we need to reform health care. Why not just take care of the uninsured? The 2 TRILLION dollar price tag of the health care bill has got to be enough money to insure all of the uninsured. Why does congress insist on wrecking a system that works and replacing it with one that has proven time and again that it doesn’t?

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